Description: Haven’t we all been watching for the next big financing transaction and wondering whether it will be done by a reinsurer or an insurer? Also will it support XXX reserve redundancies or will the market have finally “cracked the code” for the financing of AXXX reserves?

Description: This paper presents a brief history of life insurance risk assessment and explores a future including wearable devices, genetic testing and digital health data

Description: Article summarizes how life insurers have financed redundant XXX and AXXX reserves in the past and how methods may change under principle-based reserves.

Description: The article looks back at the development of life protection product underwriting and pricing in UK. It describes the development in waves of change, looking at different drivers, e.g. consolidation of the life insurance industry, the role of technology as a driver for efficiency gains via electronic underwriting. Different levels of sophistication are being discussed and possible implications for the relationship between direct offices and reinsurers. This rather thought provoking article is based upon Munich research as well as market experience and ties in with a number of current topics as for example potential changes as a result of the Retail Distribution Review and the Gender Directive implementation.

Description: In today’s competitive environment, there is an increasing focus on the process of selecting life reinsurers, largely as a result of two industry trends, namely consolidation and the amount of reinsurance ceded.

Description: This article is based on a recent high face amount mortality study completed for the SOA. The data was derived from the Milliman Industry Mortality Study and Analysis (MIMSA), a recent comprehensive life insurance industry study of mortality and lapse. There were a number of interesting findings in the high face amount study, several of which are discussed in this article.

Description: This survey is an annual survey that captures individual and group life data from U.S. and Canadian life reinsurers.

Description: Presents the results of the 2014 Life Reinsurance Survey - an annual survey showing new business writings and in force figures by reinsurance company for the North American life reinsurance industry (US and Canada)

Description: This article discusses the results of the annual SOA life reinsurance survey, which captures individual and group life data from US and Canadian reinsurers.

Description: Discussion that reinsurance regulation is driving the amount and hence the cost of capital and hence the ability of reinsurers to price products competitively